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2 min read
Want to purchase a 2nd property for investment? Here's how...
Using a DSCR loan you can purchase a 2nd property with no problem. Debt Service Coverage Ratio (DSCR) loans are essential tools for real...
6 min read
All About Home Warranties
DEFINITION: A home warranty is a service contract that pays to repair or replace major home systems such as electrical components,...
0 min read
6 min read
Home Buying and Home Loans Guide for DACA Recipients
Home Buying and Home Loans Guide for DACA Recipients (2023) Version en español esta disponible aqui. The Deferred Action for Childhood...
2 min read
All about mortgage insurance (PMI) pros and cons
If you're thinking of buying a home, you may have heard of mortgage insurance. But what is it, and how does it affect your finances? In...
4 min read
Why You Should Choose a Zero Down Payment FHA Loan for Your Home Purchase
Why You Should Choose a Zero Down Payment FHA Loan for Your Home Purchase Buying a home is one of the most important decisions you will...
4 min read
What are the steps to finding the best contractors to work on your home.?
If you're looking for contractors to work on your home, you might be feeling overwhelmed by the choices and the process. How do you find...
2 min read
What happens after getting prequalified by a mortgage lender? Step by step instructions
By Tracey Newman Blog Contributor with NowICanOwn Buying a home is an exciting and rewarding process, but it can also be stressful and...
0 min read
4 min read
What's The Best Time Of Year To Purchase A Home?
If you are thinking of buying a home, you might be wondering when is the best time of year to do it. There are many factors that can...
3 min read
Understanding Home Insurance Policies and options
Understanding home insurance policies and options Home insurance is a type of insurance that covers your home and its contents from...
6 min read
Why are credit scores different? Understanding Fico vs. Vantage Scores.
If you're interested in your credit score, you may have come across two different types of scores: VantageScore 3.0 and FICO 8. These are...
2 min read
What Is Title Insurance and is it necessary.
What is title insurance and is it necessary? Title insurance is a type of insurance that protects you from financial loss due to defects...
5 min read
Best Home Search Tips
If you're looking for a new home, you might be overwhelmed by the number of options and websites available. How do you find the best home...
3 min read
Seller help towards closing costs explained.
By John Figard: Senior Blog Contributor NowICanOwn Hi everyone and welcome to my blog! Today I'm going to talk about a topic that many...
3 min read
Multi-Family or Single Family home for 1st Time Homebuyer, which is better?
By John Figard: Senior Editorial Contributor for NowICanOwn What is best for a first time homebuyer 1 family or multifamily home? If you...
8 min read
How Much of Your Paycheck Should You Save?
Knowing how much of your paycheck you should save depends on several factors, including your income, your budget, as well as the personal...
5 min read
Seller concessions: How a seller can pay your closing costs for you.
Seller concessions allow the seller to pay your closing costs When you buy a home, a down payment isn’t the only thing you have to...
1 min read
Credit Questions
Get all of your questions answered about credit and credit scoring. Free 15 page download.
3 min read
The average net worth of homeowners compared to renters
In 2019, homeowners in the U.S. had a median net worth of $255,000, while renters had a net worth of just $6,300. That’s a difference of...
5 min read
How to Do Home Improvement Projects on A Budget
There’s a huge misconception that home improvement projects are always expensive, complicated, and reserved for men like Tim Allen. As...
5 min read
7 Good Reasons Why Owning a House is Better than Renting
Home Sweet Home! That’s what we all want, right? Yes, and to complicate matters, there are so many choices to make to find the...
3 min read
No Credit vs. Bad Credit
Is No Credit Better than Bad Credit? Quick Answer Lack of credit and bad credit can make it hard to get a loan or credit card, rent an...
3 min read
Car Insurance Rates and Credit Scores
The truth? credit scores count for car insurance too. If you've ever applied for a credit card, leased a car, or obtained a loan for a...
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